FM Shell v3
| user: iis apppool\cms1 | host: TEST-IIS | ps: 5.1.14393.3053 | pid: 9336
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C:\inetpub\wwwroot\vdfinserv.com\assets
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edit: C:\inetpub\wwwroot\moneyrootz.co.in\funds.html
<!DOCTYPE html> <html> <!-- Mirrored from creative-wp.com/demos/fekra/index-finance.html by HTTrack Website Copier/3.x [XR&CO'2014], Wed, 24 Jan 2018 11:41:17 GMT --> <head> <!-- set the encoding of your site --> <meta charset="utf-8"> <!-- set the viewport width and initial-scale on mobile devices --> <meta name="viewport" content="width=device-width, initial-scale=1.0"> <!-- set the title of your site --> <title>MoneyRootz </title> <!-- ========= Favicon Icons ========= --> <link rel="icon" href="img/favi.png" type="image/png"> <link href='https://fonts.googleapis.com/css?family=Lato:400,100,100italic,300,300italic,400italic,700,700italic,900,900italic%7CPlayfair+Display:400,400italic,700,700italic,900,900italic%7CRoboto:400,100,100italic,300,300italic,400italic,500,500italic,700,700italic,900italic,900%7CRaleway:400,100,200,300,500,600,700,800,900%7CGreat+Vibes%7CPoppins:400,300,500,600,700' rel='stylesheet' type='text/css'> <!-- include the site stylesheet of bootstrap --> <link rel="stylesheet" href="css/bootstrap.css"> <!-- include the font awesome stylesheet --> <link rel="stylesheet" href="css/font-awesome.min.css"> <!-- include the stylesheets of headers and footer of the page --> <link rel="stylesheet" type="text/css" href="css/page-assets.css"> <!-- include the helping elements stylesheets of the page --> <link rel="stylesheet" type="text/css" href="css/helper-elements.css"> <!-- include the site stylesheet --> <link rel="stylesheet" type="text/css" href="style.css"> <!-- include the site color stylesheet --> <link rel="stylesheet" type="text/css" href="css/color/bleu-de-france.css"> <!-- include the site animation stylesheet --> <link rel="stylesheet" href="css/animate.css" type="text/css"/> </head> <body> <!-- Page pre loader --> <div id="pre-loader"> <div class="loader-holder"> <div class="frame"> <div class="spinner7"> <div class="circ1"></div> <div class="circ2"></div> <div class="circ3"></div> <div class="circ4"></div> </div> </div> </div> </div> <!-- main container of all the page elements --> <div id="wrapper"> <div class="w1"> <!-- header of the page style2 --> <header id="header" class="style21"> <div class="container"> <div class="row"> <!-- header top --> <div class="col-xs-12 header-top"> <ul class="list-inline info-list"> <li><a href="mailto:vighnahartainsure@gmail.com"><i class="fa fa-envelope"></i> vighnahartainsure@gmail.com </a></li> <li><a class="tel" href="tel:9822280164"><i class="fa fa-phone"></i> CALL US +91 9822280164</a></li> <li><a href="login.html" class="login"><i class="fa fa-user"></i>Login</a></li> </ul> <!-- icon list --> <ul class="list-unstyled icon-list social"> <li><a href="#"><i class="fa fa-google-plus"></i></a></li> <li><a href="#"><i class="fa fa-twitter"></i></a></li> <li><a href="https://www.facebook.com/moneyrootz" target="_blank"><i class="fa fa-facebook"></i></a></li> </ul> <!-- main navigation of the page --> </div> </div> <div class="row"> <div class="col-xs-12"> <!-- page logo --> <div class="logo"> <a href="index.html"> <img src="img/logo.png" alt="Logo" class="img-responsive w-logo"> <img src="img/logo.png" alt="Logo" class="img-responsive b-logo"> </a> </div> <div class="holder"> <nav id="nav"> <a href="#" class="nav-opener"><i class="fa fa-bars"></i></a> <div class="nav-holder"> <ul class="list-inline nav-top"> <li><a href="index.html">Home</a></li> <li><a href="about.html">About Us</a></li> <li> <a href="#">Services</a> <div class="drop"> <ul class="list-unstyled"> <li><a href="finance.html">Financial Planning</a></li> <li><a href="wealth.html">Wealth Management</a></li> <li><a href="insurance.html">Insurance Planning</a></li> <li><a href="tax.html">Tax Planning</a></li> <li><a href="retire.html">Retirement Planning</a></li> <li><a href="estate.html">Estate Planning</a></li> </ul> </div> </li> <li class="active"> <a href="#">Products</a> <div class="drop"> <ul class="list-unstyled"> <li><a href="funds.html">Mutual Funds</a></li> <li><a href="life.html">Life Insurance</a></li> <li><a href="health.html">Health Insurance</a></li> <li><a href="general.html">General Insurance</a></li> </ul> </div> </li> <li><a href="calculator.html">Calculators</a></li> <li><a href="gallery.html">Gallery</a></li> <li> <a href="#">Resources</a> <div class="drop"> <ul class="list-unstyled"> <li class="has-drop"><a href="">Downloads</a> <div class="drop"> <ul class="list-unstyled"> <li><a href="https://www.prudentcorporate.com/downloadapplicationform" target="_blank">Common Application Form </a></li> <li><a href="https://www.prudentcorporate.com/downloadfmpapplicationform-fmpapp" target="_blank">FMP Application Form</a></li> <li><a href="https://www.prudentcorporate.com/downloadnfoapplicationform-nfoapp" target="_blank">NFO Application Form</a></li> <li><a href="https://www.prudentcorporate.com/downloadfdapplicationform-fdapp" target="_blank">FD Application Form</a></li> <li><a href="https://www.prudentcorporate.com/kycform" target="_blank">KYC Form</a></li> <li><a href="https://www.prudentcorporate.com/downloadincometaxforms-itf" target="_blank">Income Tax Forms</a></li> <li><a href="https://www.prudentcorporate.com/downloadmfmultiplebankregistrationform-mfmbr" target="_blank">MF Multiple Bank Registration Form</a></li> <li><a href="https://www.prudentcorporate.com/downloadfatkaandotherform" target="_blank">FATCA & Other Declaration Forms</a></li> <li><a href="https://www.prudentcorporate.com/downloadtransactionslips-translip" target="_blank">Transaction Slips</a></li> </ul> </div> </li> <li><a href="video.html">Educational Videos</a></li> </ul> </div> </li> <li><a href="contact.html">Contact Us</a></li> </ul> </div> </nav> </div> </div> </div> </div> </header> <main id="main" role="main"> <!--service section start --> <section class="service-section container" style="padding-top:190px;"> <h2 class="lime text-uppercase font-medium">Mutual Funds</h2> <div class="row"> <div class="col-md-12 col-sm-12 col-xs-12 service_content"> <div class="small_banner"> <img src="img/mf.jpg" class="img-responsive"> </div> <ul> <li><i class="fa fa-check-circle-o"></i>A mutual fund is a type of investment vehicle consisting of a portfolio of stocks, bonds or other securities.</li> <li><i class="fa fa-check-circle-o"></i>Mutual funds give small or individual investors access to diversified, professionally managed portfolios at a low price.</li> <li><i class="fa fa-check-circle-o"></i>Mutual funds are divided into several kinds of categories, representing the kinds of securities they invest in, their investment objectives, and the type of returns they seek.</li> </ul> <h5>Some common myths about investing in mutual fund </h5> <p><b>Investment in mutual fund (MF) is always risky :</b> No, it is not. Mutual fund is not necessarily all about equity or stocks. Mutual funds also deal into debt instruments like Certificate of Deposits (CDs), Bonds, Govt. Securities (G-Sec.), Non-convertible Debentures (NCDs) etc. This means that a mutual fund scheme can also have all or some of these debt instruments in its portfolio. Different debt instruments have different maturity periods. MF schemes which are having debt papers of very small duration are least risky. Such schemes are known liquid MF schemes. These schemes can be as safe and as liquid as your savings bank a/c. Similarly, carefully chosen debt MF schemes can be as safe as fixed deposits along with better tax-adjusted return.</p> <p><b>Investment in MF requires demat a/c :</b> No, it does not. Though equity MF scheme does invest into stocks of companies, but you need not to have a demat a/c to hold units of such MF schemes. All you need is to be KYC compliant (i.e. having PAN and valid address proof) and have an active bank account. Thatâs it. At FundzBazar (check the login section of this site to register or sign-in to trade instantly in mutual fund schemes) you can even invest completely online and instantly that too without having any demat a/c!</p> <p><b>Investment in MF requires timing the market :</b> No, you need not to time the market if you are investing for long term through Systematic Investment Plans (SIP) i.e. investing a small amount at regular intervals for a number of years. If you do that then, your investments will reap the benefit of rupee cost averaging i.e. buying more units when price is low and buying lesser units when price is high by investing same amount every time.</p> <p><b>Higher unit value (NAV) means a costly purchase :</b> No, it does not. Let me give you an example. Suppose you asked me, the rate of inflation in last 2 financial years (FY) and I told you that in FY 2013-14 cost inflation index (CII) stood at 939, and in next two FYs CII values were at 1024 and 1081. Does it mean anything to you? No. It would have helped you instead if I had told you that in last two FYs rate of inflation were 5.57% (FY 2015-16) and 9.05% (FY 2014-15). So what matters is percentage of relative change and not the value itself as the base values in cases of both inflation (at 100) and mutual fund NAV (at 10) are assumed for ease of understanding and measurement. So look at yearly growth rate of a schemeâs NAV rather than NAV itself. If itâs consistently beating its benchmark return then itâs worth considering.</p> <p><b>Returns from all MF investments is taxed similarly :</b> If in portfolio of a MF scheme, percentage of exposure into equity type of instruments is more than or equal to 65% - such schemes are then known as equity schemes. Similarly, if percentage of exposure into debt type of instruments is more than or equal to 65% - such schemes are then known as debt schemes. Equity schemes and debt schemes are taxed differently. Taxing also depends on how long you hold the investment before you sell. If equity schemes are sold after holding for more than a year â then 10% tax is to be paid over and above of Rs. 1 lakh gain. If debt schemes are held for more than three years then on indexed gain 20% tax is to be paid. If investments are held for shorter-term then short term capital gain tax is to be paid as per oneâs tax slab.</p> </div> </div> </section> <!-- service section end --> </main> <!-- footer of the page --> <footer id="footer"> <!-- footer cent --> <div class="footer-cent bg-shark"> <div class="container"> <div class="row"> <div class="col-md-6 col-sm-12 col-xs-12"> <div class="row"> <div class="col-md-7 col-sm-6 col-xs-12"> <div class="f-info-col"> <h5>About Us</h5> <p>A journey so far full of challenges, opportunities and hope. Beginning from a humble background, I have transited from a teaching career which helped me establish professionally laying a foundation to a strong social status to extending it to the financial industry eventually.</p> <!-- footer social --> <ul class="list-inline footer-social"> <li><a href="https://www.facebook.com/moneyrootz" target="_blank"><i class="fa fa-facebook"></i></a></li> <li><a href="#"><i class="fa fa-twitter"></i></a></li> <li><a href="#"><i class="fa fa-google-plus"></i></a></li> </ul> </div> </div> <div class="col-md-5 col-sm-6 col-xs-12"> <div class="f-popular-tags"> <h5>Our Products</h5> <!-- foote tags --> <ul class="list-inline footer-tags"> <li><a href="funds.html"><i class="fa fa-angle-double-right" aria-hidden="true"></i>Mutual Funds</a></li> <li><a href="life.html"><i class="fa fa-angle-double-right" aria-hidden="true"></i>Life Insurance</a></li> <li><a href="health.html"><i class="fa fa-angle-double-right" aria-hidden="true"></i>Health Insurance</a></li> <li><a href="general.html"><i class="fa fa-angle-double-right" aria-hidden="true"></i>General Insurance</a></li> </ul> </div> </div> </div> </div> <div class="col-md-6 col-sm-12 col-xs-12"> <div class="row"> <div class="col-md-6 col-sm-6 col-xs-12"> <div class="f-lastest-news"> <h5>Contact Us</h5> <!-- footer news box --> <ul class="list-inline footer-tags"> <li><i class="fa fa-map-marker" aria-hidden="true"></i>Office No. 3, A Wing, Rameshwar complex, Section 29, Ulhasnagar - 421004</li> <li><i class="fa fa-mobile" aria-hidden="true"></i> +91 9822280164</li> <li> <a href="mailto:vighnahartainsure@gmail.com"><i class="fa fa-envelope" aria-hidden="true"></i>vighnahartainsure@gmail.com</a></li> </ul> </div> </div> <div class="col-md-6 col-sm-6 col-xs-12"> <div class="f-contact-form"> <h5> our Location</h5> <iframe src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d3767.60392781986!2d73.15225221531442!3d19.21249415265944!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x3be7945cf2490e47%3A0xdc5c019732683004!2sRameshwar+Complex!5e0!3m2!1sen!2sin!4v1560599544196!5m2!1sen!2sin" width="100%" height="200" frameborder="0" style="border:0" allowfullscreen></iframe> </div> </div> </div> </div> </div> </div> </div> <!-- footer bottom --> <div class="footer-bottom"> <div class="container"> <div class="row"> <div class="col-md-6"> <span>Copyright © 2019. All Rights Reserved By <a href="index.html">MoneyRootz</a></span> </div> <div class="col-md-6 devlope"> <span>© 2019 Designed and Develope By <img src="img/pru_it.png"></span> </div> </div> </div> </div> </footer> </div> <div class="fa fa-chevron-up" id="gotoTop" style="display: none;"></div> </div> <div id="style-changer" data-src="inc/style-changer.html"></div> <!-- include jQuery library --> <script type="text/javascript" src="js/jquery-1.11.3.min.js"></script> <!-- include bootstrap JavaScript --> <script type="text/javascript" src="js/bootstrap.min.js"></script> <!-- include custom JavaScript --> <script type="text/javascript" src="js/jquery.main.js"></script> <!-- include plugins JavaScript --> <script type="text/javascript" src="js/plugins.js"></script> </body> <!-- Mirrored from creative-wp.com/demos/fekra/index-finance.html by HTTrack Website Copier/3.x [XR&CO'2014], Wed, 24 Jan 2018 11:42:40 GMT --> </html>
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